Disclaimer

1. For Educational and Informational Purposes Only

The information contained on this Website and the resources available through this Website (the "Information") is provided for educational and informational purposes only. The Information is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other type of advice, and should not be interpreted or construed as providing any such advice.

1.1 Not Financial Advice

The Information on this Website is general in nature and is not tailored to the specific financial circumstances of any individual person, company, or entity. It may not take into account your personal financial situation, goals, or needs. Therefore, you should not rely on the Information as a substitute for financial advice from a qualified professional who is aware of the facts and circumstances of your individual situation.

1.2 Consult Professional Advisors

Before making any financial decisions or taking any actions based on the Information provided on this Website, we strongly advise consulting with a qualified financial advisor, accountant, attorney, or other licensed professional who can provide advice tailored to your unique situation.

1.3 Focus on Decision Processes

Our content focuses primarily on the mental processes, cognitive biases, and decision frameworks related to financial thinking, rather than specific investment strategies, financial products, or personalized advice. We aim to help you improve your decision-making skills, not to recommend specific financial actions.

2. No Representations or Warranties

2.1 No Guarantee of Accuracy or Completeness

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, reliability, completeness, or timeliness of the Information contained on this Website. The Information may contain errors, omissions, inaccuracies, or outdated material.

2.2 Use at Your Own Risk

You acknowledge and agree that any reliance you place on the Information is strictly at your own risk. Financial Mindset shall not be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Website or the Information contained herein.

2.3 Third-Party Content

This Website may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in such content, other than the content provided by Financial Mindset, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of Financial Mindset. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

3. External Links

The Website may contain links to external websites that are not provided or maintained by or in any way affiliated with Financial Mindset. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

3.1 No Endorsement

The inclusion of links to other websites does not imply our endorsement, sponsorship, or approval of the content, policies, practices, or services offered by these third-party sites. These links are provided solely for your convenience and to provide further information that may be of interest to you.

3.2 No Liability for External Content

We are not responsible for any damages or losses incurred as a result of your use of or reliance on information contained on external websites. When you access a third-party website through a link on our Website, you do so at your own risk, and you should be aware that these external sites are governed by their own terms and conditions and privacy policies.

4. No Guarantees of Results

Financial Mindset does not guarantee any specific results from using the Information or following the advice provided on this Website. Financial outcomes depend on many factors beyond our control, including market conditions, personal circumstances, and individual behaviors.

4.1 Past Performance

Any references to past financial performance, case studies, or examples are not intended to imply or guarantee that you will achieve similar results. Past performance is not necessarily indicative of future results, and specific outcomes cannot be guaranteed.

4.2 Individual Application

The effectiveness of the decision-making frameworks, cognitive strategies, and other approaches discussed on this Website will vary based on how they are applied by each individual, the specific circumstances involved, and many other factors. Your results may differ substantially from those described.

4.3 Your Responsibility

You are solely responsible for your own financial decisions and actions. The tools, resources, and information we provide are meant to support your decision-making process, not to make decisions for you.

5. No Professional Relationship

Your use of this Website and the Information does not create a professional-client relationship between you and Financial Mindset or any of its representatives, employees, or contributors.

5.1 Not Financial Professionals

While our team includes individuals with backgrounds in behavioral economics, psychology, and decision science, we are not licensed financial planners, registered investment advisors, certified public accountants, or attorneys, unless specifically stated otherwise in a team member's biography.

5.2 No Fiduciary Duty

We do not owe you a fiduciary duty or any other heightened duty of care. The Information is provided on an "as is" basis without any warranties or representations, express or implied.

6. Financial Risk Warning

All financial decisions involve some degree of risk. The Information provided on this Website discusses concepts and frameworks for financial decision-making but cannot eliminate the inherent risks associated with financial choices.

6.1 Risk of Loss

Any financial decision carries with it the risk of loss of principal. You should never invest money that you cannot afford to lose, and you should be aware that there is always the risk of losing all or a portion of your investment.

6.2 No Liability for Financial Losses

Financial Mindset will not be liable to you for any loss or damage which may arise directly or indirectly from your use of, or reliance on, the Information contained within this Website or from your use of any tools, calculators, or resources provided through this Website.

7. Changes to this Disclaimer

We reserve the right to make changes and updates to this Disclaimer at any time without notice. It is your responsibility to review this Disclaimer periodically for changes. Your continued use of this Website following the posting of revised Disclaimer means that you accept and agree to the changes.

8. Contact Us

If you have any questions about this Disclaimer, please contact us at: